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Assay

Fixed-term lending for tokenized stocks.

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The problem

Tokenized stocks sit idle. Nobody pays you to hold them, and meanwhile there is real demand to borrow them.

How it works

  1. Deposit a Stock Token for a fixed term.

  2. A borrower takes it, posting more USDG collateral than the position is worth.

  3. At maturity they return it, you collect your token plus interest in USDG.

  4. If they don't return it, you're paid from their collateral at the oracle price.

Terms

7days

30days

90days

Fixed rate, known in advance, paid in USDG.

What it doesn't do

  • No margin calls.
  • No liquidations.
  • No variable rates.